Summer Motoring Tips

Summers coming, well so they keep telling us, so be prepared,
Whilst winter motoring brings it’s own set of challenges to the motorist so does the summer, in fact summer driving is more likely to catch us by surprise, as more of us will be packing the car till the roof with everything but the kitchen sink for a simple day trip, add this extra weight to your car, plus hot weather and traffic jams it all puts strain on the engine, many will overheat very quickly if stood still in traffic for even a short period of time.
How can I stop my car from overheating?
Well ultimatly it’s going to be hard especially with older cars, the trick is to be prepared, forwarned is forearmed as the saying goes, so let’s cover the basics,
Check and top up the water ( radiator, do the screen wash at the same time)
Fan belts, check and either tighten or replace if they look frayed
Oil, when was this last changed, top up or change
Air filter, again when was this last changed, take it out and check / clean or replace ( will also help improve fuel consumption)
Tyres, okay so not limited to the summer, but cars that are used to short local journeys could have older bearly legal tyres so check the pressures and shop around for new car tyres online if needed rather than havng a blow out miles from home and paying over the odds.
Spare water, and no not just fro drinking, will come in handy if your car does overheat this summer, once it’s cooled down you can top up the radiator with it.
Our final tip won’y be popular on a hot day but can reduce engine temp, turn on the heater to hot, this opens the heater matrix and thus the hot water has to travel further around the system, giving your radiator a little longer to cool the water within it.
Happy motoring this summer!

Young Drivers Thank Brussels

Finally something good has come out of an EU ruling, well for young male drivers at least, it would seem that in their wisdom the EU has ruled that young men paying more for their car insurance is sex discrimination, never mind the statistics around claims such as men under 22 are ten times more likely to have a serious crash, 25 times more likely to commit a driving offence and twice as likely to make an insurance claim.

But, and there’s always one, from 21st December this year young male car insurance premiums won’t drop by huge amounts, indications from The Association of British Insurers estimates that men under 26 will see a 10 per cent drop in rates, and within the same age group women drivers face a 25 per cent rise in car insurance rates.

Moving forward insurers cannot use gender as a factor in deciding car insurance premiums, hence why women will see the price rises come renewal time next year.

We did a quick quote as an example on a Ford KA 1.3 10 year old as a first car for an 18 year old girl; quotes came back at around £1100 for first year after passing driving test. Next we did the same details exactly, car, address, usage, SDP, TPFT, etc, only thing we swopped was gender and first name. Cheapest car insurance quote we got back was £4000.

Now that's a heck of a difference in price but even if you add 25% ( Brussels forecast increase for ladies) to the girls price and deduct 10% from the guys they are still miles apart.

As both get older the risk difference closes as a typical woman’s car insurance under the age of 22 pays around £1,682 in car insurance while a young man is charged an average of £2,750.

Compare Quotes

One thing that won’t change when young drivers are looking for car insurance and that’s shop around, never take the renewal from your existing insurance company as the best price, use this as your starting price and compare car insurance quotes from as many places as possible.

Short Term Car Insurance

Short term car insurance policies are popular with all sorts of people but could prove beneficial for young drivers to, take out cover as and when you need it, maybe get car insurance cover for a few weeks during University or college breaks, build up some driving history and get older!

CarInsurance-Choices.com for 100% impartial car insurance quotes for young drivers, women drivers, car and commercial insurance quotes. All the leading car insurance brokers and companies are able to return quotes for cheaper car insurance, all totally impartial.

Source CarInsurance-Choices.com